Investments
Investing continues to be one of the most reliable methods of shaping
and building your dreams. Chinen & Arinaga works with companies that have long histories of providing
solid, long-term results however, past performance is not a guarantee of future results.
The investment marketplace offers numerous options for investing your money. Our job at Chinen & Arinaga is to partner with you to choose the best options for your financial goals and responsibilities. With most people leading busy lifestyles it can be hard to self-manage your portfolio. Working with a Chinen & Arinaga investment planner can take the stress of management off your shoulders, allowing us to drive greater and more consistent returns for our clients. Professionally-managed investment frees your time and offers diversity, liquidity and convenience for your portfolio. Annuities and mutual funds are only snapshots of the options available but are excellent examples of contrast.
What is an annuity?
An annuity is a type of insurance product that provides for tax-deferred growth for an income stream. Depending on the claims paying ability of the insurance company, it is a predictable resource for growth and stable performance with no stock market volatility. During the accumulation period of the annuity contract, investment growth is tax deferred. The insurance company agrees to provide an income, which may either be fixed or variable in amount, for a specified period of time in exchange for a stipulated amount of money.
There are two types of annuities - deferred and immediate. An immediate annuity creates an income to begin within the year of purchase while a deferred annuity functions like an investment account that assists in accumulating money tax-deferred for future payments. Both types can be fixed or variable, impacting the amount of return and diversity of the investments.
We can help you choose which type of annuity makes the most sense for you based on several factors. In addition to financial responsibility and lifestyle, risk tolerance is a major influence.
What are mutual funds?
Mutual funds are pools of investments from people with a common objective, managed by a professional money manager. You can easily allocate your investment dollars among stock, bond and money market funds. You tailor your portfolio based upon your own investment objectives and leave the research, record keeping, and buying and selling of securities to professional money managers. Beyond the professional expertise, you’ll have diversification as the money you invest is spread among the score of securities the fund owns. That way, you may be cushioned if one of the securities drops in price.
While there are several benefits to mutual funds, the selection of the right funds should be done carefully. Again, selection of any investment resource should be made based on your goals and objectives and risk tolerance. Put us to work and we’ll work with you to build a sound investment strategy.
Note: Investment such as these involve risk such that you may lose money.
Resources
Financial Calculators
The investment marketplace offers numerous options for investing your money. Our job at Chinen & Arinaga is to partner with you to choose the best options for your financial goals and responsibilities. With most people leading busy lifestyles it can be hard to self-manage your portfolio. Working with a Chinen & Arinaga investment planner can take the stress of management off your shoulders, allowing us to drive greater and more consistent returns for our clients. Professionally-managed investment frees your time and offers diversity, liquidity and convenience for your portfolio. Annuities and mutual funds are only snapshots of the options available but are excellent examples of contrast.
What is an annuity?
An annuity is a type of insurance product that provides for tax-deferred growth for an income stream. Depending on the claims paying ability of the insurance company, it is a predictable resource for growth and stable performance with no stock market volatility. During the accumulation period of the annuity contract, investment growth is tax deferred. The insurance company agrees to provide an income, which may either be fixed or variable in amount, for a specified period of time in exchange for a stipulated amount of money.
There are two types of annuities - deferred and immediate. An immediate annuity creates an income to begin within the year of purchase while a deferred annuity functions like an investment account that assists in accumulating money tax-deferred for future payments. Both types can be fixed or variable, impacting the amount of return and diversity of the investments.
We can help you choose which type of annuity makes the most sense for you based on several factors. In addition to financial responsibility and lifestyle, risk tolerance is a major influence.
What are mutual funds?
Mutual funds are pools of investments from people with a common objective, managed by a professional money manager. You can easily allocate your investment dollars among stock, bond and money market funds. You tailor your portfolio based upon your own investment objectives and leave the research, record keeping, and buying and selling of securities to professional money managers. Beyond the professional expertise, you’ll have diversification as the money you invest is spread among the score of securities the fund owns. That way, you may be cushioned if one of the securities drops in price.
While there are several benefits to mutual funds, the selection of the right funds should be done carefully. Again, selection of any investment resource should be made based on your goals and objectives and risk tolerance. Put us to work and we’ll work with you to build a sound investment strategy.
Note: Investment such as these involve risk such that you may lose money.
Resources
Financial Calculators